Employee Benefit Information

Welcome to the MCISD Employee Information Center. This page will provide you with access to information pertaining to health insurance benefits, dental & vision and retirement.

PDF DocumentBenefit Insurance Guide 2017

PDF DocumentWaiver of Insurance and Cash-In-Lieu Election Form

PDF DocumentNotice of Privacy Practices

MESSA Medical Insurance

MESSA Medical Insurance

Medical coverage for Monroe County ISD employees is provided through MESSA . Links to the Summary of Benefits and Coverage for each plan is located below.  All MESSA changes and enrollments are to be completed online at the MESSA website, www.messa.org, using your account.  See the link below for information on creating an account if you don't already have one and making changes to your coverage.

          MESSA Online

                                PDF DocumentOnline Benefits Website User Guide for Open Enrollment

Summary of Benefits and Coverage


PDF DocumentMESSA ABC Plan 1 (HSA)

PDF DocumentMESSA ABC Plan 2 (HSA)

PDF DocumentMESSA ABC Plan 3 (HSA)

Additional Plan Information

PDF DocumentMESSA Gives You Options

PDF DocumentMESSA CHOICES Coverage Guide

PDF DocumentABC Plan Coverage Booklet


 Online Doctor Visits - Amwell

 24/7 Online Dr. Visits Brochure

 24/7 How To

 24/7 FAQs

MESSA Optional Insurance

MESSA Optional Insurance

Employees can purchase optional insurance coverage from MESSA for short-term and long-term disability, as well as additional life insurance for themselves or family members.  

PDF DocumentLife and Accident Insurance Options

PDF DocumentLong Term Disability Insurance

PDF DocumentLong Term Disability Insurance FAQs

PDF DocumentShort Term Disability

PDF DocumentShort Term Disability FAQs

SET/SEG Dental, Vision, Long-Term Disability and Life Insurance

SET/SEG Dental and Vision Insurance

Dental and Vision coverage for Monroe County ISD employees is provided by SET/SEG.

Summary of Benefits and Coverage

PDF DocumentSETSEG Dental Plan

PDF DocumentSETSEG Vision Plan


PDF DocumentSETSEG Life Insurance


PDF DocumentSET/SEG Change Form

PDF DocumentSET/SEG Application Form

SET/SEG Voluntary Benefits

SET/SEG - Voluntary Benefits

Voluntary Term Life and Accidental Death and Dismemberment Insurance is available to Monroe County ISD employees through SET/SEG. This plan can provide coverage for you, your spouse, and your dependents at affordable premium rates.  For information on coverage and cost see the Voluntary Term Life Guide


PDF DocumentSETSEG Life Insurance

PDF DocumentReliance Designation of Beneficiary

PDF DocumentReliance Standard Enrollment Application for Voluntary Life Insurance

AFLAC Supplemental Benefits

AFLAC Supplemental Benefits

AFLAC offers MCISD employees the following benefit plans:

  • Personal Cancer Protection Plan

  • Specified Health Event/Critical Illness

  • Hospital Indemnity

  • Personal Accident Expense

  • Short Term Disability

  • Vision Insurance

Contact Cheryl Bauer for AFLAC Insurance Enrollment/Changes:  517-423-4340 or c_bauer@us.aflac.com


Continuation Coverage Rights Under COBRA 

  PDF DocumentContinuation Coverage Rights Under COBRA

Cafeteria Plan

Cafeteria Plan

Monroe County ISD sponsors the MCISD Cafeteria Plan with Premium payment, Health Flexible Spending Account (FSA), Health Savings Account (HSA) and DCAP components that allows eligible employees to choose from a menu of different benefits to suit their needs and to pay for those benefits with pre-tax dollars. Both the full Cafeteria Plan and the Summary Plan Description can be accessed from the links below.  Employees with questions should contact Betsy Taylor.

 PDF DocumentMCISD Cafeteria Plan Document, effective 1/1/15; Revised 1/26/17

 PDF DocumentMCISD Cafeteria Plan Summary Document, effective 1/1/15; Revised 1/26/17

 PDF DocumentMCISD Cafeteria Plan Amendment, effective 7/1/16

FSA & HSA Forms

PDF DocumentHSA Payroll Deduction Form

PDF DocumentBASIC Flex Brochure 

PDF DocumentBASIC Flex Enrollment Form

Flexible Spending Accounts

Flexible Spending Accounts

The Monroe County Intermediate School District offers two types of Flexible Spending Accounts (FSA) - the Medical Reimbursement Account and the Dependent Care Account to employees who are eligible for insurance benefits.  These accounts reimburse employees for certain medical and dependent care expenses.  Payroll deductions are taken on a pre-tax basis.  Effective January 1, 2014 employees may carryover up to $500 of their current year contributions to the following year's expense.

Employees who are enrolled in the MESSA ABC Plan 1, Plan 2 or Plan 3 are NOT eligible to enroll in a Flexible Spending Medical Reimbursement Account.  They may sign up for a Limited Purpose account, which allows expenses for dental and vision only.

See the BASIC Flex Brochure at right for additional information, as well as the link below.

PDF DocumentFlexible Spending Accounts

PDF DocumentBasic Flex Brochure

PDF DocumentBasic Flex Enrollment Form

Health Savings Account

Health Savings Account

Health Savings Accounts (HSA) are available to Monroe County ISD employees who are enrolled in the MESSA ABC Plan 1, Plan 2 or Plan 3.  It is managed by HealthEquity.  It also can be used to reimburse employees for medical expenses not covered by their insurance.  Payroll deductions are taken on a pre-tax basis.  There are no carryover limitations with an HSA account.  See links below for additional information, as well as FAQs listed in the Benefits Insurance Guide 2016 above.

PDF DocumentWinning with an HSA - Health Savings Account

PDF DocumentFive Great Reasons to Choose an HSA


MPSERS (Michigan Public School Employees Retirement System) Information

Information regarding  the MPSERS system school retirement plans is available on the following website.  http://www.michigan.gov/ors/

Once you have selected your plan from this site, you will be directed to an overall MPSERS website. Here you will be able to find information regarding retirement planning, retirement insurance, purchasing service credit, etc.

It is very important for all employees to register to access their miAccount.  This account provides employees information regarding their retirement system plan, beneficiary nominations, service credit accrual, and pension estimator.  This is also the site where you would apply for retirement.  To register for your miAccount, use the following link miAccount. 

As an MCISD employee, please be aware that you may have contractual requirements to meet prior to retiring. If you have questions, please contact Human Resources as soon as possible to discuss your options.

See the Tax-Sheltered Annuity link on the right-hand menu for information regarding them.